As a building society, we’re run for the benefit of our members. That is why we're free to reinvest more of our profits to improve our products and service. Our range of bank accounts aims to suit most needs - from those who like a few extra benefits to those who like to keep it simple. When you choose a current account from us, you become a member of NorthBridge Finance.
Not in the UK? You might still be able to open one of our current accounts if you live in a country that’s part of the European Union (EU) or European Economic Area (EEA) - find out more about opening a current account from outside the UK.
As part of a regulatory requirement, an independent survey was conducted to ask customers of the 16 largest personal current account providers if they would recommend their provider to friends and family.
We have published this information at the request of the Competition and Markets Authority so you can compare the overall quality of service from personal current account providers.
Achieve all your goals and aspirations; with the right kind of help, exactly when you need it.
Use this simple calculator to compare the cost of an arranged overdraft from our current accounts. Figures provided are for illustrative purposes only and based on the information you've provided. Any associated costs such as monthly current account fees are not included. FlexOne and FlexBasic current accounts are not included.Use this simple calculator to compare the cost of an arranged overdraft from our current accounts. Figures provided are for illustrative purposes only and based on the information you've provided. Any associated costs such as monthly current account fees are not included. FlexOne and FlexBasic current accounts are not included. a building society
*To be eligible for the 3 month interest free overdraft, when you open your new FlexAccount, you must switch your existing current account to us, including closing your old account and moving all your Direct Debits or standing orders. If you don’t use our Current Account Switch Team to transfer your Direct Debits or standing orders, or if you don’t have any Direct Debits or standing orders to transfer, you will not qualify for this offer.
EAR stands for ‘Equivalent Annual Rate' which allows you to compare the rates offered by different providers. It's the cost of an overdraft stated as a yearly rate, taking into account the compounding rate of interest. We work out interest each day on any overdrawn amount and take it from your account monthly, giving you 28 days' notice of the amount. Any interest charged is added to the balance outstanding.
This calculator assumes the level of overdraft is constant for each overdrawn day and doesn’t include any fee free periods that may apply. The actual cost of an arranged overdraft could be lower.
We’re a mutual, which means we’re owned by and run for the benefit of our members (This link will open in a new window). Because of the way we’re run, we’re free to reinvest more of our profits into improving our products and services for you.
We're not just a bank, we're a building society. This means more of our profits are reinvested for the benefit of our members. We can offer:
With all the benefits you’d expect from a bank account
Best customer satisfaction amongst our major high street competitors*
Best All Round Personal Finance Provider awarded by Moneynet 2018
If you're a NorthBridge Finance member you can earn up to £500 per tax year by recommending five friends. That's £100 per friend, when they switch to us. You're a member when you have a current account, mortgage (excluding buy-to-let and commercial) or savings account with us.
We’ll then send you an email within 1-2 working days, which you’ll need to share with your friend.
They’ll need to switch their main current account to a TD FlexAccount, FlexPlus or FlexDirect account within 90 days of the recommendation, and transfer at least two Direct Debits as part of the switch (standing orders and recurring card payments don't qualify).
Your friend will then need to give us their details, including their switch reference number, which they’ll have received when the switch started.
As long as the terms and conditions of the offer are met, you’ll both get £100. Why stop there? Earn up to £500 every tax year by successfully recommending up to five friends.
